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Terms and Conditions

These terms and conditions ("Terms") govern your access to and use of Submoney (the "App"). By using the App, you agree to these Terms.

Effective date: 2026-02-14

Who We Are

The App is operated by Submoney with a principal place of business at Sevilla, Spain.

Eligibility

You must be at least 18 years old to use the App. By using the App, you represent that you meet this requirement.

Accounts

You are responsible for maintaining the confidentiality of your account and for all activity that occurs under your account. Notify us immediately at submoney@pablogamero.com if you suspect unauthorized use.

Subscriptions and Payments

If the App offers paid plans, pricing, billing cycles, and cancellation terms are described at [PRICING_URL]. Replace this section with your actual subscription terms.

Acceptable Use

You agree not to:

Intellectual Property

All content, trademarks, and software associated with the App are owned by Submoney or its licensors. You receive a limited, non-exclusive, non-transferable license to use the App.

Third-Party Services

The App may integrate with third-party services. We are not responsible for the content or practices of third parties. Review their terms before using their services.

Termination

We may suspend or terminate your access to the App at any time for violations of these Terms. You may stop using the App at any time.

Disclaimers

The App is provided "as is" without warranties of any kind, express or implied. Replace this section with your official warranty disclaimer if required.

Limitation of Liability

To the maximum extent permitted by law, Submoney will not be liable for any indirect, incidental, or consequential damages arising from your use of the App.

Governing Law

These Terms are governed by the laws of Europe, without regard to conflict of law principles. Replace with your jurisdiction.

Contact

Questions about these Terms should be sent to submoney@pablogamero.com.