How they differ
Bobby is a focused iPhone app for manually tracking subscriptions, fixed costs, upcoming bills, and due-date notifications.
Submoney adds the bank-balance lens: not just what renews, but how much to keep available.
Compare Bobby and Submoney for subscriptions, recurring payments, required balance, calendar visibility, widgets, and platform fit.
Bobby is a focused iPhone app for manually tracking subscriptions, fixed costs, upcoming bills, and due-date notifications.
Submoney adds the bank-balance lens: not just what renews, but how much to keep available.
A practical look at what each app is best suited for.
| Area | Submoney | Bobby |
|---|---|---|
| Focus | Focused recurring-money tracker for the exact balance to keep in your bank. | A dedicated app for subscriptions, fixed costs, upcoming bills, and reminders. |
| Setup style | Manual setup, built around subscriptions, trials, and recurring payments. | Manual entry from existing subscriptions or custom subscription records. |
| Subscription tracking | Tracks subscriptions, recurring expenses, variable payments, and trial periods. | Tracks subscriptions and helps show upcoming bills and total subscription spending. |
| Daily required balance | Shows the daily required bank balance for upcoming recurring money. | Shows what is due and total spending, but not a dedicated daily required-balance view. |
| Calendar/upcoming payments | Includes payment calendar views for upcoming charges. | Shows upcoming bills and sends notifications when a bill is due. |
| Widgets | Includes home screen widgets for required balance and upcoming payments. | Not highlighted in Bobby's official listing. |
| Platform fit | Built for people who want a focused mobile subscription balance app. | Best for iPhone users who want a clean subscription-only utility. |
Use Submoney when the question is not only when a payment renews, but how much money should stay ready for it.
Pick the app you are considering and see where Submoney fits.
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